:root {
  --ink: #1d2733;
  --muted: #6b7683;
  --line: #dfe4ea;
  --brand: #0a4d8c;      /* Ausloans blue — replace with exact brand hex when supplied */
  --brand-dark: #073763;
  --bg: #f4f6f9;
  --good: #1a7f45;
  --bad: #b3261e;
}
* { box-sizing: border-box; }
body {
  margin: 0; background: var(--bg); color: var(--ink);
  font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  line-height: 1.45;
}
.site-header {
  background: var(--brand); color: #fff; padding: 20px 24px;
  display: flex; align-items: baseline; gap: 12px;
}
.brand { font-size: 22px; font-weight: 700; letter-spacing: .2px; }
.brand-sub { font-size: 14px; opacity: .85; }
main { max-width: 760px; margin: 24px auto; padding: 0 16px; }

.card {
  background: #fff; border: 1px solid var(--line); border-radius: 10px;
  padding: 20px 22px; margin-bottom: 18px;
}
.card h2 { margin: 0 0 14px; font-size: 18px; color: var(--brand-dark); }

.field { margin-bottom: 14px; }
.field > label { display: block; font-weight: 600; font-size: 14px; margin-bottom: 5px; }
.req { color: var(--bad); }
input[type=text], input:not([type]), input[type=tel], input[type=email], select, textarea {
  width: 100%; padding: 9px 11px; border: 1px solid var(--line); border-radius: 7px;
  font-size: 15px; font-family: inherit; background: #fff;
}
input:focus, select:focus, textarea:focus { outline: 2px solid var(--brand); border-color: var(--brand); }
.row { display: flex; gap: 14px; }
.row .field { flex: 1; }
.subgroup { border: 1px solid var(--line); border-radius: 8px; padding: 12px 14px; margin-bottom: 14px; }
.subgroup legend { font-weight: 600; font-size: 13px; color: var(--muted); padding: 0 6px; }

.checkbox, .radio { font-weight: 500 !important; display: inline-flex; align-items: center; gap: 7px; cursor: pointer; }
.radio { margin-right: 18px; }
.q { display: block; font-weight: 600; font-size: 14px; margin-bottom: 8px; }
.hint { font-size: 13px; color: var(--muted); margin: 5px 0 0; }
.hint.good { color: var(--good); } .hint.bad { color: var(--bad); }

.repeat-row {
  border: 1px dashed var(--line); border-radius: 8px; padding: 14px; margin-bottom: 12px;
  background: #fafbfc; position: relative;
}
.id-uploads input[type=file] { font-size: 13px; }
.add-btn {
  background: #eef4fb; color: var(--brand-dark); border: 1px solid #cfe0f2;
  border-radius: 7px; padding: 8px 14px; font-size: 14px; font-weight: 600; cursor: pointer;
}
.add-btn:hover { background: #e2eefb; }
.remove-btn {
  background: none; border: none; color: var(--bad); font-size: 13px; cursor: pointer;
  padding: 4px 0; margin-top: 4px;
}
.submit-btn {
  background: var(--brand); color: #fff; border: none; border-radius: 8px;
  padding: 13px 22px; font-size: 16px; font-weight: 700; cursor: pointer; width: 100%;
}
.submit-btn:hover { background: var(--brand-dark); }
.submit-btn:disabled { opacity: .6; cursor: default; }

.errors {
  background: #fdeceb; border: 1px solid #f5c6c2; color: var(--bad);
  border-radius: 8px; padding: 12px 16px; margin-bottom: 16px; font-size: 14px;
}
.errors ul { margin: 8px 0 0; padding-left: 20px; }
.success {
  background: #e8f6ee; border: 1px solid #b7e0c6; color: var(--good);
  border-radius: 8px; padding: 16px; font-size: 15px; font-weight: 600;
}
.hidden { display: none !important; }